
Inventory for “move-in ready” homes is tight. The real margin in Metro Atlanta is in the homes that smell like cat pee and have 1970s shag carpet. Traditional banks won’t lend on a house without a functional kitchen. We love them.
The Solution: 100% Rehab Financing
We fund based on Loan-to-Cost (LTC) logic via the Southern Legacy Fund.
- The Math: We fund 85% of the Purchase Price and 100% of the Renovation Budget (Limited to 70% of After Repair Value).
- The Leverage: Your client brings roughly 15% down, and we cover the transformation.
“Don’t let a bad roof kill a great deal,” says Heather Sharpe, Closing Specialist. “We provide the capital via the Southern Legacy Fund; you manage the contractor. We close in 10 days.”
Found a property that won’t qualify for conventional financing?
Email the property address and estimated rehab budget to Heather@InvestorUnderwriting.com.
I will verify the After Repair Value (ARV) and confirm our max loan amount immediately.