Exclusive financing parameters and referral terms for licensed real estate professionals.
My name is Heather, I’m looking forward to working with you!
We are a local team, and our sole focus is providing fast, red-tape-free capital to help your investor clients win bids. Below is a detailed breakdown of our Agent Referral protocols and the exclusive capital pool we have unlocked for your personal use.
We are a local team, and our sole focus is providing fast, red-tape-free capital to help your investor clients win bids. Below is a detailed breakdown of our Agent Referral protocols and the exclusive capital pool we have unlocked for your personal use.
Part I: Agent Referral
Client Transactions
The Agent Referral Program
Broker Referral Fee
25%
Because our loans are strictly for commercial investment purposes, they are fully exempt from RESPA restrictions. This means we can legally pay you a referral fee when your investor clients use us to fund a deal.
To ensure strict compliance with your state real estate board, we wire the funds directly to your Managing Brokerβs corporate operating account within 48 hours of funding. You make the intro, we do the work, and your broker gets the wire.
Part II: Core Lending Parameters
Short Term / Transitional
Fix & Flip and
New Construction
Rates Starting At
7.75%*
High-leverage capital designed for your investors to acquire and rehab distressed properties, or build from the ground up.
- Competes directly with cash offers.
- Funds up to 100% of renovation budgets.
- Closes in days, bypassing traditional committees.
Long Term / Stabilization
DSCR Rental
Portfolio Loans
Rates Starting At
5.99%*
Long-term, 30-year financing based strictly on the property’s gross monthly cash flow rather than the borrower’s personal income.
- No personal income verification required.
- No DTI (Debt-to-Income) calculations.
- Ideal for BRRRR method cash-out refinances.
Part III: Your $1M Capital Pool
Personal Investments
Your $1M Capital Pool
Reserved Allocation
$1,000,000
You spend all day helping clients build wealth. To help you build yours, your real estate license automatically unlocks a $1,000,000 capital pool reserved exclusively for your own personal real estate deals.
If you have fellow agents in your office who want to tap into this capital pool for their own dealsβor refer their investorsβplease share this page with them.
“Whenever you or a client are looking at a property, just text me the address and I will get it priced out immediately.”
Click here & text me your address.
The Industry Consensus
“You all are among the best in the industry. Continue the excellent work.”
Real Estate Investor
“Heather is my account manager, she’s amazing… She helped me get $900,000 of credit in a few weeks when other lenders were saying no.”
Principal, Results Magnet
“I just want to say thank you to Heather. Today we closed three DSCR refinancing deals on our rental properties, while working at the exact same time on two new ground-up construction loans. Heather is amazing; she explains the process clearly and gets it done.”
Willrod LLC (Rural Developer)
Broker Partnership FAQs
Is this a RESPA violation?
No. Our loans are strictly for non-owner-occupied investment properties. Because these are classified as Business-Purpose commercial transactions, they fall completely outside the jurisdiction of RESPA, making corporate referral fees 100% legal and compliant.
Exactly how does my brokerage get paid?
100% of our referral fees are paid directly to your Managing Broker’s corporate entity (e.g., Keller Williams, Century 21, or your independent LLC). Upon funding and receipt of a W-9 and voided check, the wire is deployed within 2 business days. Your Managing Broker then processes the referral fee according to your existing split agreement. We respect the chain of command.
Can I really use my fee as a discount for my client?
Yes. If you want to secure a client’s long-term loyalty, let us know during the application phase. We will waive your 25% corporate referral split and apply those exact funds as a credit toward your client’s origination costs to lower their cash-to-close.
What types of properties and loans qualify?
All of our core commercial products qualify, including our Residential Transition Loans (Fix & Flip / Bridge), Ground-Up Construction loans, and our 30-Year DSCR Rental Loans.
Click here & text me your address.