The Source of Speed: The Southern Legacy Fund
The reason banks are slow isn’t just regulation; it is capital constraints. They have to ask permission from a committee.
“Our focus is solely on the Commercial Lane, leveraging our internal balance sheet,” explains Heather Sharpe, Closing Specialist. “The Southern Legacy Fund represents our Georgia-dedicated capital portfolio. When it comes to Bridge Loans, we make independent decisions and transfer funds directly – no intermediaries, no delays.”
The Regulatory Firewall
Because our loans are strictly for Business Purpose (Non-Owner Occupied), we are exempt from TRID regulations.
This provides a significant speed advantage:
No 3-Day Waiting Period for Closing Disclosures (CD).
No Right of Rescission.
No Income Verification delays.
The Strategy: Be the Cash Buyer
Smart agents use our 10-Day Bridge Loan to mimic a cash offer. Here is the winning formula:
Write: A contract with a 10-Day Closing and 0 Financing Contingencies.
Win: Secure the asset with Southern Legacy Fund capital.
Refinance: Transition into a 30-year DSCR loan post-closing.
Don’t Lose Another Deal to a Cash Buyer
Equip your client with the speed of the Southern Legacy Fund.
Contact Us Reach out to request a 10-Day Term Sheet for your next offer.
Email: Heather@InvestorUnderwriting.com
Phone: 404-301-4084
Heather Sharpe
Closing Specialist | Investor Underwriting